SR-22 Insurance in Georgia
When Georgia requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: Violating Georgia's requirement to keep proof of the required minimum insurance in the vehicle (O.C.G.A. § 40-6-10(a)) is a misdemeanor punishable by a fine of $200 to $1,000, up to 12 months in jail, or both. O.C.G.A. § 40-6-10(a)(4), (c); Georgia DOR, Motor Vehicles Fees, Fines, and Penalties
| Driving without insurance | Violating Georgia's requirement to keep proof of the required minimum insurance in the vehicle (O.C.G.A. § 40-6-10(a)) is a misdemeanor punishable by a fine of $200 to $1,000, up to 12 months in jail, or both. Knowingly making a false insurance statement carries the same penalty. Administratively, the Department of Revenue charges a $25 insurance lapse fee for failing to keep continuous coverage on a vehicle with current registration; if the registration is canceled for not paying the lapse fee, reinstatement costs $60 for a first or second offense and $160 for more than two offenses in 5 years. |
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More Georgia car insurance & vehicle laws
- Minimum Car Insurance in Georgia
- Driving Without Insurance in Georgia
- When a Car Is a Total Loss in Georgia
- Transferring a Car Title in Georgia
- All Georgia car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in Georgia?
Violating Georgia's requirement to keep proof of the required minimum insurance in the vehicle (O.C.G.A. § 40-6-10(a)) is a misdemeanor punishable by a fine of $200 to $1,000, up to 12 months in jail, or both. Knowingly making a false insurance statement carries the same penalty. Administratively, the Department of Revenue charges a $25 insurance lapse fee for failing to keep continuous coverage on a vehicle with current registration; if the registration is canceled for not paying the lapse fee, reinstatement costs $60 for a first or second offense and $160 for more than two offenses in 5 years.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.