SR-22 Insurance in Hawaii
When Hawaii requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: Hawaii requires drivers to furnish and maintain proof of financial responsibility (an SR-22-type filing) before relicensing after suspensions or revocations for certain offenses, including OVUII (impaired driving) and related offenses, reckless driving, driving while suspended, and… Haw. Rev. Stat. §§ 287-20, 431:10C-117(a)(3)
| SR-22 filing | Hawaii requires drivers to furnish and maintain proof of financial responsibility (an SR-22-type filing) before relicensing after suspensions or revocations for certain offenses, including OVUII (impaired driving) and related offenses, reckless driving, driving while suspended, and at-fault moving violations in crashes causing injury, death or more than $3,000 in property damage. A first conviction within five years for driving without insurance does not trigger this requirement, and a license suspension under the no-insurance penalty statute does not require proof of financial responsibility. |
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| Driving without insurance | A conviction for not having a motor vehicle insurance policy carries a fine of $500 for a first offense and at least $2,000 for each subsequent offense within five years (the court may suspend the fine if the driver shows current insurance, or allow community service). In addition, the court must either suspend the driver's or registered owner's license (3 months for a first conviction, 1 year for a subsequent offense within five years) or require a nonrefundable insurance policy to be kept for six months. For repeat convictions within five years, the court may also impose up to 30 days in jail, suspension or revocation of the vehicle's plates, and impoundment or sale of the vehicle. Other violations of the motor vehicle insurance law carry fines of $100 to $5,000. Source: Haw. Rev. Stat. § 431:10C-117(a) |
More Hawaii car insurance & vehicle laws
- Minimum Car Insurance in Hawaii
- Driving Without Insurance in Hawaii
- When a Car Is a Total Loss in Hawaii
- Transferring a Car Title in Hawaii
- All Hawaii car insurance & vehicle laws rules
FAQ
When do you need an SR-22 in Hawaii, and for how long?
Hawaii requires drivers to furnish and maintain proof of financial responsibility (an SR-22-type filing) before relicensing after suspensions or revocations for certain offenses, including OVUII (impaired driving) and related offenses, reckless driving, driving while suspended, and at-fault moving violations in crashes causing injury, death or more than $3,000 in property damage. A first conviction within five years for driving without insurance does not trigger this requirement, and a license suspension under the no-insurance penalty statute does not require proof of financial responsibility.
What is the penalty for driving without insurance in Hawaii?
A conviction for not having a motor vehicle insurance policy carries a fine of $500 for a first offense and at least $2,000 for each subsequent offense within five years (the court may suspend the fine if the driver shows current insurance, or allow community service). In addition, the court must either suspend the driver's or registered owner's license (3 months for a first conviction, 1 year for a subsequent offense within five years) or require a nonrefundable insurance policy to be kept for six months. For repeat convictions within five years, the court may also impose up to 30 days in jail, suspension or revocation of the vehicle's plates, and impoundment or sale of the vehicle. Other violations of the motor vehicle insurance law carry fines of $100 to $5,000.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.