SR-22 Insurance in Idaho
When Idaho requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: Driving without required insurance, or without proof of insurance in the vehicle, is an infraction with a $75 fine for a first violation; Idaho Code §§ 49-1229(5), 49-1232(3), 49-1230; ITD, Vehicle Insurance
| Driving without insurance | Driving without required insurance, or without proof of insurance in the vehicle, is an infraction with a $75 fine for a first violation; a second or later conviction within five years is a misdemeanor punishable by a fine up to $1,000, up to six months in county jail, or both. Under the Drive Insured program, an owner whose vehicle shows no insurance for two consecutive months gets a warning and 30 days to provide proof or an exemption before the registration is suspended; reinstatement requires proof of insurance and a $75 fee. An owner who stops carrying insurance must surrender the registration and plates and may not drive the vehicle until insured and re-registered. Statutes: https://legislature.idaho.gov/statutesrules/idstat/title49/t49ch12/sect49-1229/ ; https://legislature.idaho.gov/statutesrules/idstat/title49/t49ch12/sect49-1232/ |
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More Idaho car insurance & vehicle laws
- Minimum Car Insurance in Idaho
- Driving Without Insurance in Idaho
- When a Car Is a Total Loss in Idaho
- Transferring a Car Title in Idaho
- All Idaho car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in Idaho?
Driving without required insurance, or without proof of insurance in the vehicle, is an infraction with a $75 fine for a first violation; a second or later conviction within five years is a misdemeanor punishable by a fine up to $1,000, up to six months in county jail, or both. Under the Drive Insured program, an owner whose vehicle shows no insurance for two consecutive months gets a warning and 30 days to provide proof or an exemption before the registration is suspended; reinstatement requires proof of insurance and a $75 fee. An owner who stops carrying insurance must surrender the registration and plates and may not drive the vehicle until insured and re-registered.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.