When a Car Is a Total Loss in Kansas
How Kansas decides a car is a total loss, salvage title rules, and how to complain about a claim.
Short answer: To get a salvage title, the owner completes the Salvage, Non-Highway or Non-Repairable Affidavit (Form TR-13) and submits it with the current title and an insurer letter showing the vehicle was salvaged; Kansas Department of Revenue, Frequently Asked Questions - Titling a Vehicle
| Total loss rules | To get a salvage title, the owner completes the Salvage, Non-Highway or Non-Repairable Affidavit (Form TR-13) and submits it with the current title and an insurer letter showing the vehicle was salvaged; a salvage vehicle cannot be driven with plates (a one-day inspection permit is available). After repairs, the vehicle must pass a Kansas Highway Patrol inspection (MVE-1) to receive a rebuilt salvage decal and title. The salvage brand stays on all later Kansas titles. Vehicles designated nonrepairable cannot be titled or registered in Kansas. |
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More Kansas car insurance & vehicle laws
- Minimum Car Insurance in Kansas
- Driving Without Insurance in Kansas
- SR-22 Insurance in Kansas
- Transferring a Car Title in Kansas
- All Kansas car insurance & vehicle laws rules
FAQ
When is a car a total loss in Kansas?
To get a salvage title, the owner completes the Salvage, Non-Highway or Non-Repairable Affidavit (Form TR-13) and submits it with the current title and an insurer letter showing the vehicle was salvaged; a salvage vehicle cannot be driven with plates (a one-day inspection permit is available). After repairs, the vehicle must pass a Kansas Highway Patrol inspection (MVE-1) to receive a rebuilt salvage decal and title. The salvage brand stays on all later Kansas titles. Vehicles designated nonrepairable cannot be titled or registered in Kansas.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.