SR-22 Insurance in Montana
When Montana requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: Driving without insurance, or failing to carry or show proof, is punishable by a fine of $250 to $500 for a first conviction, $350 for a second, and $500 and/or up to 10 days in jail for a third or later conviction. MCA 61-6-304
| Driving without insurance | Driving without insurance, or failing to carry or show proof, is punishable by a fine of $250 to $500 for a first conviction, $350 for a second, and $500 and/or up to 10 days in jail for a third or later conviction. On a second or later conviction, the court orders surrender of the vehicle's registration receipt and license plates and the registration is suspended until proof of insurance is provided (a restricted registration may be issued after 90 days, or 180 days for a third or later conviction). On a fourth or later conviction, the driver's license is surrendered and suspended until proof of insurance is provided. Source: MCA 61-6-304 |
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More Montana car insurance & vehicle laws
- Minimum Car Insurance in Montana
- Driving Without Insurance in Montana
- When a Car Is a Total Loss in Montana
- Transferring a Car Title in Montana
- All Montana car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in Montana?
Driving without insurance, or failing to carry or show proof, is punishable by a fine of $250 to $500 for a first conviction, $350 for a second, and $500 and/or up to 10 days in jail for a third or later conviction. On a second or later conviction, the court orders surrender of the vehicle's registration receipt and license plates and the registration is suspended until proof of insurance is provided (a restricted registration may be issued after 90 days, or 180 days for a third or later conviction). On a fourth or later conviction, the driver's license is surrendered and suspended until proof of insurance is provided.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.