When a Car Is a Total Loss in Utah
How Utah decides a car is a total loss, salvage title rules, and how to complain about a claim.
Short answer: A salvage vehicle is one damaged by collision, flood or other occurrence so that the cost to repair it for safe operation exceeds its fair market value, or one declared a salvage vehicle by an insurer or another jurisdiction. Utah Code § 41-1a-1001
| Total loss rules | A salvage vehicle is one damaged by collision, flood or other occurrence so that the cost to repair it for safe operation exceeds its fair market value, or one declared a salvage vehicle by an insurer or another jurisdiction. A salvage certificate is not valid for registration; the vehicle must be inspected before a new title is issued. Source: Utah Code § 41-1a-1001 |
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| Complaints about an insurer | File a written complaint with the Utah Insurance Department through its online complaint portal (requires creating an account) or a downloadable PDF form. Phone 801-957-9200 (Salt Lake area) or 1-800-439-3805 (in-state toll-free). |
More Utah car insurance & vehicle laws
- Minimum Car Insurance in Utah
- Driving Without Insurance in Utah
- SR-22 Insurance in Utah
- Transferring a Car Title in Utah
- All Utah car insurance & vehicle laws rules
FAQ
When is a car a total loss in Utah?
A salvage vehicle is one damaged by collision, flood or other occurrence so that the cost to repair it for safe operation exceeds its fair market value, or one declared a salvage vehicle by an insurer or another jurisdiction. A salvage certificate is not valid for registration; the vehicle must be inspected before a new title is issued.
How do you file a complaint against a car insurance company in Utah?
File a written complaint with the Utah Insurance Department through its online complaint portal (requires creating an account) or a downloadable PDF form. Phone 801-957-9200 (Salt Lake area) or 1-800-439-3805 (in-state toll-free).
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.