SR-22 Insurance in West Virginia
When West Virginia requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: Owners must keep security in effect continuously and surrender the plate if coverage is dropped. An owner without required security has the driver's license suspended for 30 days (and until proof of insurance on all registered vehicles is shown) and the registration revoked for a first… W. Va. Code §§ 17D-2A-3, 17D-2A-4(b), 17D-2A-7
| Driving without insurance | Owners must keep security in effect continuously and surrender the plate if coverage is dropped. An owner without required security has the driver's license suspended for 30 days (and until proof of insurance on all registered vehicles is shown) and the registration revoked for a first offense, unless the owner shows proof and pays a $200 penalty fee before the effective date; for a second offense within five years, the license is suspended 90 days and registration revoked until proof is shown. Failing to carry proof of insurance is a misdemeanor with a $200 to $5,000 fine; a second or later conviction can add 15 days to one year in jail. |
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More West Virginia car insurance & vehicle laws
- Minimum Car Insurance in West Virginia
- Driving Without Insurance in West Virginia
- When a Car Is a Total Loss in West Virginia
- Transferring a Car Title in West Virginia
- All West Virginia car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in West Virginia?
Owners must keep security in effect continuously and surrender the plate if coverage is dropped. An owner without required security has the driver's license suspended for 30 days (and until proof of insurance on all registered vehicles is shown) and the registration revoked for a first offense, unless the owner shows proof and pays a $200 penalty fee before the effective date; for a second offense within five years, the license is suspended 90 days and registration revoked until proof is shown. Failing to carry proof of insurance is a misdemeanor with a $200 to $5,000 fine; a second or later conviction can add 15 days to one year in jail.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.