Driving Without Insurance in Wyoming
Fines, license and registration suspension, and SR-22 requirements for driving uninsured in Wyoming.
Short answer: Driving or allowing the operation of a vehicle without required insurance is a misdemeanor punishable by up to six months in jail, a fine of $500 to $1,500, or both. Wyo. Stat. § 31-4-103
| Driving without insurance | Driving or allowing the operation of a vehicle without required insurance is a misdemeanor punishable by up to six months in jail, a fine of $500 to $1,500, or both. For a second or later violation, the judge must order the registration and plates surrendered to the county treasurer until all obligations are met. After a conviction, the person must file and keep proof of financial responsibility for three years; failing to file within 30 days of notice leads to license suspension. The judge may also order a driver who fails to show proof to pay restitution. Source: Wyo. Stat. § 31-4-103 |
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| Proof of insurance | Insurers must issue an insurance identification card (or temporary evidence valid up to 60 days) for each insured vehicle, and it must be carried in the vehicle at all times. The card may be carried electronically if the insured and insurer agree. Officers issuing a citation for a moving violation or inspecting a vehicle must ask for proof; a driver who cannot show it has seven days to produce it, and is not convicted if he or she shows the court a policy or bond that was valid at the time. |
| SR-22 filing | After a conviction for driving uninsured, the Department of Transportation requires the person to file and maintain proof of financial responsibility (such as an SR-22 certificate) for three years; failing to provide it within 30 days after notice results in suspension of the driver's license. Source: Wyo. Stat. § 31-4-103(c) |
More Wyoming car insurance & vehicle laws
- Minimum Car Insurance in Wyoming
- SR-22 Insurance in Wyoming
- When a Car Is a Total Loss in Wyoming
- Transferring a Car Title in Wyoming
- All Wyoming car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in Wyoming?
Driving or allowing the operation of a vehicle without required insurance is a misdemeanor punishable by up to six months in jail, a fine of $500 to $1,500, or both. For a second or later violation, the judge must order the registration and plates surrendered to the county treasurer until all obligations are met. After a conviction, the person must file and keep proof of financial responsibility for three years; failing to file within 30 days of notice leads to license suspension. The judge may also order a driver who fails to show proof to pay restitution.
Can you show proof of car insurance on your phone in Wyoming?
Insurers must issue an insurance identification card (or temporary evidence valid up to 60 days) for each insured vehicle, and it must be carried in the vehicle at all times. The card may be carried electronically if the insured and insurer agree. Officers issuing a citation for a moving violation or inspecting a vehicle must ask for proof; a driver who cannot show it has seven days to produce it, and is not convicted if he or she shows the court a policy or bond that was valid at the time.
When do you need an SR-22 in Wyoming, and for how long?
After a conviction for driving uninsured, the Department of Transportation requires the person to file and maintain proof of financial responsibility (such as an SR-22 certificate) for three years; failing to provide it within 30 days after notice results in suspension of the driver's license.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.