Your Right to Cancel a Purchase in North Dakota
When you can cancel a purchase or contract in North Dakota, the deadline, and what stores must tell you about refunds.
Short answer: A buyer may cancel a personal solicitation sale (a sale of consumer goods or services solicited by phone or in person and agreed to somewhere other than the seller's place of business) until midnight of the third business day after signing a compliant agreement. N.D. Cent. Code §§ 51-18-01, 51-18-02, 51-18-04
| Right to cancel (cooling-off) | A buyer may cancel a personal solicitation sale (a sale of consumer goods or services solicited by phone or in person and agreed to somewhere other than the seller's place of business) until midnight of the third business day after signing a compliant agreement. A buyer 65 or older may cancel a personal solicitation sale of a product priced over $50 until midnight of the 15th business day. The seller must tell the buyer orally of the right to cancel and give a written agreement with a notice of cancellation form; after cancellation, payments and trade-ins must be returned within 10 business days. The Attorney General notes there is no right to cancel a vehicle purchase. The Attorney General's Consumer Rights page describes the right as applying to purchases over $25 made away from a permanent place of business: https://attorneygeneral.nd.gov/consumer-resources/consumer-rights/ |
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| Store refund policies | The Attorney General states that a retail store can set its own return policy, which may include a cash refund, store credit, an exchange or no refund at all, and that some retailers have different policies for seasonal, sale or online items, including restocking fees. The Attorney General advises checking the policy before buying. |
Where to get help in North Dakota
More North Dakota consumer protection
- The Lemon Law in North Dakota
- Contractors and Repair Shops in North Dakota
- Filing a Consumer Complaint in North Dakota
- All North Dakota consumer protection rules
FAQ
Can you cancel a contract after signing it in North Dakota?
A buyer may cancel a personal solicitation sale (a sale of consumer goods or services solicited by phone or in person and agreed to somewhere other than the seller's place of business) until midnight of the third business day after signing a compliant agreement. A buyer 65 or older may cancel a personal solicitation sale of a product priced over $50 until midnight of the 15th business day. The seller must tell the buyer orally of the right to cancel and give a written agreement with a notice of cancellation form; after cancellation, payments and trade-ins must be returned within 10 business days. The Attorney General notes there is no right to cancel a vehicle purchase.
Do stores have to give refunds in North Dakota?
The Attorney General states that a retail store can set its own return policy, which may include a cash refund, store credit, an exchange or no refund at all, and that some retailers have different policies for seasonal, sale or online items, including restocking fees. The Attorney General advises checking the policy before buying.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.