Medical Debt Protections in Arizona
State protections for medical debt in Arizona, including credit reporting and collection limits.
Short answer: Interest on medical debt, including judgments on medical debt, is capped at the lesser of 3% a year or the weekly average one-year Treasury yield for the week before the consumer was first billed. A.R.S. § 44-1201(A)(1); Arizona Judicial Branch, Proposition 209 Information Sheet
| Medical debt protections | Interest on medical debt, including judgments on medical debt, is capped at the lesser of 3% a year or the weekly average one-year Treasury yield for the week before the consumer was first billed. The general wage, homestead and vehicle protections also apply. Re-verified 2026-10-27. |
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Where to get help in Arizona
- Arizona Attorney General, Consumer Protection (collection agency licensing: Arizona Department of Insurance and Financial Institutions)
- File a complaint or claim
More Arizona debt & collections
- Statute of Limitations on Debt in Arizona
- Wage Garnishment in Arizona
- How to Respond to a Debt Collection Lawsuit in Arizona
- What Creditors Can't Take in Arizona
- All Arizona debt & collections rules
FAQ
What protections apply to medical debt in Arizona?
Interest on medical debt, including judgments on medical debt, is capped at the lesser of 3% a year or the weekly average one-year Treasury yield for the week before the consumer was first billed. The general wage, homestead and vehicle protections also apply.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.