Medical Debt Protections in Colorado
State protections for medical debt in Colorado, including credit reporting and collection limits.
Short answer: Interest on medical debt is capped at 3% a year. Consumer reporting agencies may not include adverse information they know or should know concerns medical debt in consumer reports. C.R.S. § 5-12-102(5); § 5-18-109(1)(f)
| Medical debt protections | Interest on medical debt is capped at 3% a year. Consumer reporting agencies may not include adverse information they know or should know concerns medical debt in consumer reports. This credit-reporting rule is scheduled to be repealed July 1, 2028. |
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Where to get help in Colorado
- Colorado Attorney General, Consumer Credit Unit (licenses collection agencies under the Colorado Fair Debt Collection Practices Act)
- File a complaint or claim
More Colorado debt & collections
- Statute of Limitations on Debt in Colorado
- Wage Garnishment in Colorado
- How to Respond to a Debt Collection Lawsuit in Colorado
- What Creditors Can't Take in Colorado
- All Colorado debt & collections rules
FAQ
What protections apply to medical debt in Colorado?
Interest on medical debt is capped at 3% a year. Consumer reporting agencies may not include adverse information they know or should know concerns medical debt in consumer reports. This credit-reporting rule is scheduled to be repealed July 1, 2028.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.