Statute of Limitations on Debt in Connecticut
How long a creditor or collector has to sue you over a debt in Connecticut, and whether a payment restarts the clock.
Short answer: 6 years for an action on a written contract, a simple or implied contract, or an account. Conn. Gen. Stat. § 52-576(a)
| Time limit to sue on a written contract | 6 years for an action on a written contract, a simple or implied contract, or an account. Source: Conn. Gen. Stat. § 52-576(a) |
|---|---|
| Time limit for credit cards and open accounts | 6 years for an action on an account, the same as written contracts. An express contract that is not in writing and not evidenced by a signed note or memorandum has 3 years. |
Where to get help in Connecticut
- Connecticut Department of Banking, Consumer Credit Division (licenses consumer collection agencies and enforces creditor collection rules)
- File a complaint or claim
More Connecticut debt & collections
- Wage Garnishment in Connecticut
- How to Respond to a Debt Collection Lawsuit in Connecticut
- What Creditors Can't Take in Connecticut
- Medical Debt Protections in Connecticut
- All Connecticut debt & collections rules
FAQ
What is the statute of limitations on debt in Connecticut?
6 years for an action on a written contract, a simple or implied contract, or an account.
How long can a creditor sue on a credit card debt in Connecticut?
6 years for an action on an account, the same as written contracts. An express contract that is not in writing and not evidenced by a signed note or memorandum has 3 years.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.