Statute of Limitations on Debt in Hawaii
How long a creditor or collector has to sue you over a debt in Hawaii, and whether a payment restarts the clock.
Short answer: 6 years from when the claim arises, for an action to recover a debt founded on any contract, obligation or liability. Hawaii uses the same period for written and oral contracts. HRS § 657-1(1)
| Time limit to sue on a written contract | 6 years from when the claim arises, for an action to recover a debt founded on any contract, obligation or liability. Hawaii uses the same period for written and oral contracts. Source: HRS § 657-1(1) |
|---|---|
| Time limit for credit cards and open accounts | 6 years, the same as other contract debts, including credit card and open accounts. Source: HRS § 657-1(1) |
Where to get help in Hawaii
- Hawaii Department of Commerce and Consumer Affairs (collection agency registration; Regulated Industries Complaints Office)
- File a complaint or claim
More Hawaii debt & collections
- Wage Garnishment in Hawaii
- How to Respond to a Debt Collection Lawsuit in Hawaii
- What Creditors Can't Take in Hawaii
- All Hawaii debt & collections rules
FAQ
What is the statute of limitations on debt in Hawaii?
6 years from when the claim arises, for an action to recover a debt founded on any contract, obligation or liability. Hawaii uses the same period for written and oral contracts.
How long can a creditor sue on a credit card debt in Hawaii?
6 years, the same as other contract debts, including credit card and open accounts.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.