Wage Garnishment in Indiana
How much of your paycheck can be garnished in Indiana and how to claim an exemption.
Short answer: Follows the federal limit for ordinary debts: the lesser of 25% of weekly disposable earnings or the amount by which weekly disposable earnings exceed 30 times the federal minimum wage ($217.50 a week). Indiana Small Claims Manual (updated Dec. 23, 2025), Notice of Exemption Rights; 15 U.S.C. § 1673(a)
| Wage garnishment limit | Follows the federal limit for ordinary debts: the lesser of 25% of weekly disposable earnings or the amount by which weekly disposable earnings exceed 30 times the federal minimum wage ($217.50 a week). Only one garnishment can be paid at a time. A higher percentage may be taken for child support. |
|---|---|
| Claiming an exemption | Wage garnishment limits are applied automatically. For other exemptions, the debtor must notify the court in writing which specific exemption is being claimed. Courts use a Notice of Exemption Rights form listing common exemptions. |
Where to get help in Indiana
- Indiana Attorney General, Consumer Protection Division (collection agency licensing: Indiana Secretary of State)
- File a complaint or claim
More Indiana debt & collections
- Statute of Limitations on Debt in Indiana
- How to Respond to a Debt Collection Lawsuit in Indiana
- What Creditors Can't Take in Indiana
- All Indiana debt & collections rules
FAQ
How much of my wages can be garnished in Indiana?
Follows the federal limit for ordinary debts: the lesser of 25% of weekly disposable earnings or the amount by which weekly disposable earnings exceed 30 times the federal minimum wage ($217.50 a week). Only one garnishment can be paid at a time. A higher percentage may be taken for child support.
How do I stop a garnishment or claim an exemption in Indiana?
Wage garnishment limits are applied automatically. For other exemptions, the debtor must notify the court in writing which specific exemption is being claimed. Courts use a Notice of Exemption Rights form listing common exemptions.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.