Statute of Limitations on Debt in Kansas
How long a creditor or collector has to sue you over a debt in Kansas, and whether a payment restarts the clock.
Short answer: 5 years for an action on any written agreement, contract or promise. K.S.A. 60-511(1)
| Time limit to sue on a written contract | 5 years for an action on any written agreement, contract or promise. Source: K.S.A. 60-511(1) |
|---|---|
| Time limit for credit cards and open accounts | 3 years for contracts, obligations or liabilities not in writing, such as oral agreements and many open accounts. Source: K.S.A. 60-512(1) |
| Can a payment restart the clock? | Yes. A partial payment of principal or interest restarts the full limitations period from the date of payment. A written acknowledgment of the debt or promise to pay, signed by the debtor, also restarts it. An oral acknowledgment does not. Source: K.S.A. 60-520(a) |
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FAQ
What is the statute of limitations on debt in Kansas?
5 years for an action on any written agreement, contract or promise.
How long can a creditor sue on a credit card debt in Kansas?
3 years for contracts, obligations or liabilities not in writing, such as oral agreements and many open accounts.
Does making a payment restart the statute of limitations in Kansas?
Yes. A partial payment of principal or interest restarts the full limitations period from the date of payment. A written acknowledgment of the debt or promise to pay, signed by the debtor, also restarts it. An oral acknowledgment does not.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.