How to Respond to a Debt Collection Lawsuit in Montana
The deadline to answer a debt lawsuit in Montana, where to file, and what happens if you don't respond.
Short answer: In district court, serve an answer within 21 days after being served with the summons and complaint. In small claims court, no written answer is filed; Mont. R. Civ. P. 12(a); Mont. Code Ann. §§ 25-35-605, 25-35-607
| Answering a debt lawsuit | In district court, serve an answer within 21 days after being served with the summons and complaint. In small claims court, no written answer is filed; appear on the date in the court's order, or file a notice within 10 days after service to move the case to regular justice court. Court answer forms: https://courts.mt.gov/Forms/CivilForms |
|---|---|
| Time limit to sue on a written contract | 6 years for an action on a contract or obligation founded on a written instrument. The written-contract period was previously 8 years; it was changed by 2023 and 2025 amendments. Source: Mont. Code Ann. § 27-2-202(1) |
| How long a judgment lasts | 10 years. An action on a judgment must be started within 10 years. |
More Montana debt & collections
- Statute of Limitations on Debt in Montana
- Wage Garnishment in Montana
- What Creditors Can't Take in Montana
- All Montana debt & collections rules
FAQ
How do I respond to a debt collection lawsuit in Montana?
In district court, serve an answer within 21 days after being served with the summons and complaint. In small claims court, no written answer is filed; appear on the date in the court's order, or file a notice within 10 days after service to move the case to regular justice court.
What is the statute of limitations on debt in Montana?
6 years for an action on a contract or obligation founded on a written instrument.
How long does a court judgment last in Montana?
10 years. An action on a judgment must be started within 10 years.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.