Statute of Limitations on Debt in Nebraska
How long a creditor or collector has to sue you over a debt in Nebraska, and whether a payment restarts the clock.
Short answer: 5 years for an action on a written agreement, contract or promise. Neb. Rev. Stat. § 25-205(1)
| Time limit to sue on a written contract | 5 years for an action on a written agreement, contract or promise. Source: Neb. Rev. Stat. § 25-205(1) |
|---|---|
| Time limit for credit cards and open accounts | 4 years for a contract not in writing, express or implied. Whether a credit card account is a written contract (5 years) or not (4 years) depends on the documents and court decisions. Source: Neb. Rev. Stat. § 25-206 |
| Can a payment restart the clock? | Yes. A voluntary partial payment of principal or interest, or a written acknowledgment or written promise to pay, starts a new limitations period from the date of the payment, acknowledgment or promise. Source: Neb. Rev. Stat. § 25-216 |
Where to get help in Nebraska
More Nebraska debt & collections
- Wage Garnishment in Nebraska
- How to Respond to a Debt Collection Lawsuit in Nebraska
- What Creditors Can't Take in Nebraska
- All Nebraska debt & collections rules
FAQ
What is the statute of limitations on debt in Nebraska?
5 years for an action on a written agreement, contract or promise.
How long can a creditor sue on a credit card debt in Nebraska?
4 years for a contract not in writing, express or implied.
Does making a payment restart the statute of limitations in Nebraska?
Yes. A voluntary partial payment of principal or interest, or a written acknowledgment or written promise to pay, starts a new limitations period from the date of the payment, acknowledgment or promise.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.