Wage Garnishment in Utah
How much of your paycheck can be garnished in Utah and how to claim an exemption.
Short answer: For a judgment arising from a consumer credit agreement: the lesser of 25% of disposable earnings or the amount over 30 times the federal minimum hourly wage per week (15% for qualifying education loans). Utah Code 70C-7-103(2)
| Wage garnishment limit | For a judgment arising from a consumer credit agreement: the lesser of 25% of disposable earnings or the amount over 30 times the federal minimum hourly wage per week (15% for qualifying education loans). This matches the federal limit. Source: Utah Code 70C-7-103(2) |
|---|---|
| Claiming an exemption | The creditor must give the debtor a Notice of Garnishment and Exemptions and a Reply and Request for Hearing form. The garnishee holds the property for 21 days; during that time the debtor can file the Reply and Request for Hearing to claim exemptions or challenge the garnishment, and the court sets a hearing. |
Where to get help in Utah
More Utah debt & collections
- Statute of Limitations on Debt in Utah
- How to Respond to a Debt Collection Lawsuit in Utah
- What Creditors Can't Take in Utah
- All Utah debt & collections rules
FAQ
How much of my wages can be garnished in Utah?
For a judgment arising from a consumer credit agreement: the lesser of 25% of disposable earnings or the amount over 30 times the federal minimum hourly wage per week (15% for qualifying education loans). This matches the federal limit.
How do I stop a garnishment or claim an exemption in Utah?
The creditor must give the debtor a Notice of Garnishment and Exemptions and a Reply and Request for Hearing form. The garnishee holds the property for 21 days; during that time the debtor can file the Reply and Request for Hearing to claim exemptions or challenge the garnishment, and the court sets a hearing.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.