Wage Garnishment Calculator

For ordinary consumer debts, federal law limits garnishment to the lesser of 25% of your disposable earnings or the amount by which your disposable earnings exceed 30 times the federal minimum wage. Many states protect more of your pay — pick your state to see its rule.

Disposable earnings are what is left after taxes and other legally required deductions. Different limits apply to child support, federal student loans and taxes. If your state protects more of your wages (shown above), the state limit applies. Federal source: U.S. Department of Labor Fact Sheet #30.

Wage garnishment limits by state

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.