Getting Your Home Back After a Tax Sale in Alabama

Land sold for taxes to a private buyer may be redeemed within three years from the sale by the owner, heirs, a mortgagee or anyone with an interest; land bought by the state may be redeemed any time before title passes out of the state. A recorded mortgagee or lienholder also has one year from the buyer's written notice. To redeem from a private buyer, the redeeming party deposits with the probate judge the sale amount with 8% annual interest (and interest on part of any excess bid), taxes the buyer paid, and costs; for residential property, certain insurance and preservation-improvement costs must also be repaid.