HOA Liens and Foreclosure in Georgia
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Georgia, and the limits.
Short answer: Yes, for property owners' associations under the Georgia Property Owners' Association Act, through a court action. O.C.G.A. § 44-3-232
| HOA liens and foreclosure | Yes, for property owners' associations under the Georgia Property Owners' Association Act, through a court action. The association's lien for assessments may be foreclosed by court action no sooner than 30 days after notice is sent by certified mail or statutory overnight delivery to the owner, stating the amount due. No foreclosure is allowed unless the lien is at least $2,000. The lien is subordinate to a first mortgage and to property taxes. Source: O.C.G.A. § 44-3-232 |
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More Georgia foreclosure & homeowner law
- How Foreclosure Works in Georgia
- Redemption and Deficiency Judgments in Georgia
- Getting Your Home Back After a Tax Sale in Georgia
- All Georgia foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Georgia?
Yes, for property owners' associations under the Georgia Property Owners' Association Act, through a court action. The association's lien for assessments may be foreclosed by court action no sooner than 30 days after notice is sent by certified mail or statutory overnight delivery to the owner, stating the amount due. No foreclosure is allowed unless the lien is at least $2,000. The lien is subordinate to a first mortgage and to property taxes.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.