Getting Your Home Back After a Tax Sale in Iowa
How long you have to redeem a home after a property tax sale or tax lien sale in Iowa, and how to do it.
Short answer: Iowa sells tax certificates. A parcel sold at a tax sale may be redeemed any time before the right of redemption expires by paying the county treasurer the sale amount, the certificate fee, and interest of 2% per month (each fraction counted as a full month), plus later taxes paid by the… Iowa Code §§ 447.1, 447.9, 447.14
| Property tax sales | Iowa sells tax certificates. A parcel sold at a tax sale may be redeemed any time before the right of redemption expires by paying the county treasurer the sale amount, the certificate fee, and interest of 2% per month (each fraction counted as a full month), plus later taxes paid by the buyer with interest. The certificate holder can start the process to end redemption by serving a notice after one year and nine months from a regular sale (shorter periods apply to certain special sales). The law in effect at the time of the tax sale governs redemption. |
|---|
More Iowa foreclosure & homeowner law
- How Foreclosure Works in Iowa
- Redemption and Deficiency Judgments in Iowa
- HOA Liens and Foreclosure in Iowa
- All Iowa foreclosure & homeowner law rules
FAQ
How do you get your home back after a tax sale in Iowa?
Iowa sells tax certificates. A parcel sold at a tax sale may be redeemed any time before the right of redemption expires by paying the county treasurer the sale amount, the certificate fee, and interest of 2% per month (each fraction counted as a full month), plus later taxes paid by the buyer with interest. The certificate holder can start the process to end redemption by serving a notice after one year and nine months from a regular sale (shorter periods apply to certain special sales). The law in effect at the time of the tax sale governs redemption.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.