HOA Liens and Foreclosure in Louisiana
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Louisiana, and the limits.
Short answer: Yes. Associations of lot owners and condominium associations have a privilege (lien) on each lot or unit for assessments and fines charged to it, and, with approval of the board of directors, the association may file an action to enforce the privilege. La. R.S. 9:1145
| HOA liens and foreclosure | Yes. Associations of lot owners and condominium associations have a privilege (lien) on each lot or unit for assessments and fines charged to it, and, with approval of the board of directors, the association may file an action to enforce the privilege. The owner also remains personally liable for past-due amounts, and the association must give the owner a binding statement of unpaid assessments within ten business days after a written request. Source: La. R.S. 9:1145 |
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More Louisiana foreclosure & homeowner law
- How Foreclosure Works in Louisiana
- Redemption and Deficiency Judgments in Louisiana
- Getting Your Home Back After a Tax Sale in Louisiana
- All Louisiana foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Louisiana?
Yes. Associations of lot owners and condominium associations have a privilege (lien) on each lot or unit for assessments and fines charged to it, and, with approval of the board of directors, the association may file an action to enforce the privilege. The owner also remains personally liable for past-due amounts, and the association must give the owner a binding statement of unpaid assessments within ten business days after a written request.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.