HOA Liens and Foreclosure in Maine
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Maine, and the limits.
Short answer: Yes, for condominiums. A condominium association has a lien on a unit for assessments and fines, which may be foreclosed in the same way as a mortgage. 33 M.R.S. § 1603-116
| HOA liens and foreclosure | Yes, for condominiums. A condominium association has a lien on a unit for assessments and fines, which may be foreclosed in the same way as a mortgage. The lien ranks behind a first mortgage (whenever recorded) and property taxes, and it ends unless enforcement starts within six years after the assessments become fully due. The association must provide a binding statement of unpaid assessments within 10 business days of a written request. Source: 33 M.R.S. § 1603-116 |
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More Maine foreclosure & homeowner law
- How Foreclosure Works in Maine
- Redemption and Deficiency Judgments in Maine
- Getting Your Home Back After a Tax Sale in Maine
- All Maine foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Maine?
Yes, for condominiums. A condominium association has a lien on a unit for assessments and fines, which may be foreclosed in the same way as a mortgage. The lien ranks behind a first mortgage (whenever recorded) and property taxes, and it ends unless enforcement starts within six years after the assessments become fully due. The association must provide a binding statement of unpaid assessments within 10 business days of a written request.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.