Getting Your Home Back After a Tax Sale in Mississippi
How long you have to redeem a home after a property tax sale or tax lien sale in Mississippi, and how to do it.
Short answer: The owner (or someone acting with the owner's consent, or anyone with an interest in the land) may redeem land sold for taxes within two years after the day of sale by paying the chancery clerk the taxes for which the land was sold, all costs of the sale, 5% damages on those taxes… Miss. Code Ann. § 27-45-3
| Property tax sales | The owner (or someone acting with the owner's consent, or anyone with an interest in the land) may redeem land sold for taxes within two years after the day of sale by paying the chancery clerk the taxes for which the land was sold, all costs of the sale, 5% damages on those taxes, interest on the taxes and costs at 1-1/2% per month from the sale, and later-accrued costs with interest, regardless of the tax-sale bid. The clerk then issues a release that acts as a quitclaim of the tax-sale title. Minors who inherit or acquire land, and persons of unsound mind, have two years after reaching adulthood or being restored to sanity to redeem. Mirror (FindLaw) of the Mississippi Code. Source: Miss. Code Ann. § 27-45-3 |
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More Mississippi foreclosure & homeowner law
- How Foreclosure Works in Mississippi
- Redemption and Deficiency Judgments in Mississippi
- HOA Liens and Foreclosure in Mississippi
- All Mississippi foreclosure & homeowner law rules
FAQ
How do you get your home back after a tax sale in Mississippi?
The owner (or someone acting with the owner's consent, or anyone with an interest in the land) may redeem land sold for taxes within two years after the day of sale by paying the chancery clerk the taxes for which the land was sold, all costs of the sale, 5% damages on those taxes, interest on the taxes and costs at 1-1/2% per month from the sale, and later-accrued costs with interest, regardless of the tax-sale bid. The clerk then issues a release that acts as a quitclaim of the tax-sale title. Minors who inherit or acquire land, and persons of unsound mind, have two years after reaching adulthood or being restored to sanity to redeem.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.