HOA Liens and Foreclosure in Nebraska
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Nebraska, and the limits.
Short answer: Yes, for condominiums. A condo association has a lien on a unit for assessments once they are due and a notice of the lien amount is recorded, and it may foreclose the lien like a mortgage after giving reasonable notice to affected lienholders. Neb. Rev. Stat. § 76-874
| HOA liens and foreclosure | Yes, for condominiums. A condo association has a lien on a unit for assessments once they are due and a notice of the lien amount is recorded, and it may foreclose the lien like a mortgage after giving reasonable notice to affected lienholders. The lien is ahead of other liens except those recorded before the declaration, a first mortgage or deed of trust recorded before the association's lien notice, and real estate taxes. The homestead exemption does not apply to it. The lien ends unless enforcement starts within three years after the assessments are fully due. This section is part of the Nebraska Condominium Act; other homeowners associations depend on their recorded covenants. Source: Neb. Rev. Stat. § 76-874 |
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More Nebraska foreclosure & homeowner law
- How Foreclosure Works in Nebraska
- Redemption and Deficiency Judgments in Nebraska
- Getting Your Home Back After a Tax Sale in Nebraska
- All Nebraska foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Nebraska?
Yes, for condominiums. A condo association has a lien on a unit for assessments once they are due and a notice of the lien amount is recorded, and it may foreclose the lien like a mortgage after giving reasonable notice to affected lienholders. The lien is ahead of other liens except those recorded before the declaration, a first mortgage or deed of trust recorded before the association's lien notice, and real estate taxes. The homestead exemption does not apply to it. The lien ends unless enforcement starts within three years after the assessments are fully due.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.