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Getting Your Home Back After a Tax Sale in New York

How long you have to redeem a home after a property tax sale or tax lien sale in New York, and how to do it.

Short answer: Under the state's tax-foreclosure law, the owner can redeem by paying the delinquent tax liens, including all charges authorized by law, to the enforcing officer before the redemption period ends. N.Y. Real Prop. Tax Law § 1110

Property tax salesUnder the state's tax-foreclosure law, the owner can redeem by paying the delinquent tax liens, including all charges authorized by law, to the enforcing officer before the redemption period ends. The period generally ends two years after the lien date. A tax district may lengthen it for residential or farm property or shorten it to one year for residential property listed as vacant and abandoned, and a later date set in the published foreclosure notice controls.

More New York foreclosure & homeowner law

FAQ

How do you get your home back after a tax sale in New York?
Under the state's tax-foreclosure law, the owner can redeem by paying the delinquent tax liens, including all charges authorized by law, to the enforcing officer before the redemption period ends. The period generally ends two years after the lien date. A tax district may lengthen it for residential or farm property or shorten it to one year for residential property listed as vacant and abandoned, and a later date set in the published foreclosure notice controls.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.