HOA Liens and Foreclosure in Pennsylvania
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Pennsylvania, and the limits.
Short answer: Yes. Under the Uniform Planned Community Act, an association has a lien on a unit for assessments and fines from the time they become due, and the lien may be foreclosed in the same manner as a mortgage. 68 Pa.C.S. § 5315
| HOA liens and foreclosure | Yes. Under the Uniform Planned Community Act, an association has a lien on a unit for assessments and fines from the time they become due, and the lien may be foreclosed in the same manner as a mortgage. Unless the declaration provides otherwise, late charges, fines, interest and reasonable collection costs, including legal fees, are enforceable as assessments. Source: 68 Pa.C.S. § 5315 |
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More Pennsylvania foreclosure & homeowner law
- How Foreclosure Works in Pennsylvania
- Redemption and Deficiency Judgments in Pennsylvania
- All Pennsylvania foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Pennsylvania?
Yes. Under the Uniform Planned Community Act, an association has a lien on a unit for assessments and fines from the time they become due, and the lien may be foreclosed in the same manner as a mortgage. Unless the declaration provides otherwise, late charges, fines, interest and reasonable collection costs, including legal fees, are enforceable as assessments.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.