Getting Your Home Back After a Tax Sale in Texas
How long you have to redeem a home after a property tax sale or tax lien sale in Texas, and how to do it.
Short answer: If the property was the owner's residence homestead (or agricultural land) when the tax suit was filed, the owner may redeem it within two years after the buyer's deed is recorded by paying the buyer's bid, the deed recording fee, and taxes, penalties, interest and costs the buyer paid… Tex. Tax Code § 34.21
| Property tax sales | If the property was the owner's residence homestead (or agricultural land) when the tax suit was filed, the owner may redeem it within two years after the buyer's deed is recorded by paying the buyer's bid, the deed recording fee, and taxes, penalties, interest and costs the buyer paid, plus a redemption premium of 25% if redeemed in the first year or 50% in the second year. Other property may be redeemed within 180 days after the deed is recorded, with a premium of no more than 25%. Different payment rules apply if the property was bid off to a taxing unit and not resold. Source: Tex. Tax Code § 34.21 |
|---|
More Texas foreclosure & homeowner law
- How Foreclosure Works in Texas
- Redemption and Deficiency Judgments in Texas
- HOA Liens and Foreclosure in Texas
- All Texas foreclosure & homeowner law rules
FAQ
How do you get your home back after a tax sale in Texas?
If the property was the owner's residence homestead (or agricultural land) when the tax suit was filed, the owner may redeem it within two years after the buyer's deed is recorded by paying the buyer's bid, the deed recording fee, and taxes, penalties, interest and costs the buyer paid, plus a redemption premium of 25% if redeemed in the first year or 50% in the second year. Other property may be redeemed within 180 days after the deed is recorded, with a premium of no more than 25%. Different payment rules apply if the property was bid off to a taxing unit and not resold.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.