HOA Liens and Foreclosure in Utah
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Utah, and the limits.
Short answer: Yes. To enforce its lien for assessments, a community association may sell a lot through nonjudicial foreclosure as though the lien were a deed of trust, or foreclose through a judicial foreclosure like a mortgage. Utah Code § 57-8a-302
| HOA liens and foreclosure | Yes. To enforce its lien for assessments, a community association may sell a lot through nonjudicial foreclosure as though the lien were a deed of trust, or foreclose through a judicial foreclosure like a mortgage. For nonjudicial foreclosure the association must appoint a qualified trustee. The association may also sue the owner for the amount owed or take a deed in lieu of foreclosure. Source: Utah Code § 57-8a-302 |
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More Utah foreclosure & homeowner law
- How Foreclosure Works in Utah
- Redemption and Deficiency Judgments in Utah
- Getting Your Home Back After a Tax Sale in Utah
- All Utah foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Utah?
Yes. To enforce its lien for assessments, a community association may sell a lot through nonjudicial foreclosure as though the lien were a deed of trust, or foreclose through a judicial foreclosure like a mortgage. For nonjudicial foreclosure the association must appoint a qualified trustee. The association may also sue the owner for the amount owed or take a deed in lieu of foreclosure.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.