Uber and Lyft Accident Claims in Alabama
The insurance Alabama requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: Uber/Lyft insurance: while a transportation network company (TNC) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required… Ala. Code §§ 32-7C-1, 32-7C-2
| Uber and Lyft insurance | Uber/Lyft insurance: while a transportation network company (TNC) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required, plus all other state-mandated motor vehicle coverage. From accepting a ride until the last rider leaves the car, primary liability coverage of at least $1,000,000 for death, bodily injury and property damage is required, plus all other state-mandated coverage. The coverage may come from the driver, the TNC or both; if the driver's insurance lapses or does not cover the claim, the TNC's insurance must pay from the first dollar. Personal auto insurers may exclude coverage while the driver is logged on or on a ride (Ala. Code § 32-7C-4). Source: Ala. Code §§ 32-7C-1, 32-7C-2 |
|---|---|
| Minimum car insurance | Every registered vehicle must carry liability insurance (or an approved bond or cash deposit) of at least $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $25,000 for property damage (25/50/25). Source: Ala. Code §§ 32-7A-4, 32-7-6(c) |
| Deadline to sue for an injury | Most lawsuits for injury to a person that do not arise from a contract must be filed within two years. Claims for trespass to the person, such as assault and battery or false imprisonment, have six years. |
More Alabama personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Alabama
- Wrongful Death Lawsuits in Alabama
- Medical Malpractice Rules in Alabama
- Car Accident Claims in Alabama
- Dog Bite Liability in Alabama
- Sidewalk and Public Property Falls in Alabama
- Motorcycle Accident Claims in Alabama
- Pedestrian Accident Claims in Alabama
- Bicycle Accident Claims in Alabama
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- Construction Site Injuries in Alabama
- All Alabama personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Alabama?
Uber/Lyft insurance: while a transportation network company (TNC) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required, plus all other state-mandated motor vehicle coverage. From accepting a ride until the last rider leaves the car, primary liability coverage of at least $1,000,000 for death, bodily injury and property damage is required, plus all other state-mandated coverage. The coverage may come from the driver, the TNC or both; if the driver's insurance lapses or does not cover the claim, the TNC's insurance must pay from the first dollar.
What is the minimum car insurance required in Alabama?
Every registered vehicle must carry liability insurance (or an approved bond or cash deposit) of at least $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $25,000 for property damage (25/50/25).
What is the statute of limitations for personal injury in Alabama?
Most lawsuits for injury to a person that do not arise from a contract must be filed within two years. Claims for trespass to the person, such as assault and battery or false imprisonment, have six years.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.