All Laws Decoded

Car Accident Claims in Georgia

Minimum car insurance in Georgia, whether the state is no-fault, how fault is shared, and the deadline to sue after a crash.

Short answer: A driver in a crash causing injury, death, or apparent property damage of $500 or more must immediately notify police by the quickest means available: the local police department if inside a city, otherwise the county sheriff or the nearest Georgia State Patrol office. O.C.G.A. §§ 40-6-273, 40-6-274

Reporting a crash to policeA driver in a crash causing injury, death, or apparent property damage of $500 or more must immediately notify police by the quickest means available: the local police department if inside a city, otherwise the county sheriff or the nearest Georgia State Patrol office. A driver in a crash with no personal injury and no second party or second party's property involved has no duty to stop or immediately report it.
Mirror source (FindLaw, marked current as of March 28, 2024); Georgia's official code is hosted by a vendor that is not openly accessible. Section 40-6-274 does not affect any written report a local law enforcement agency may require.
Leaving the scene (hit and run)A driver in a crash causing injury, death, or damage to an attended vehicle must stop at or return to the scene and stay until giving name, address and registration number, showing a license on request, and giving reasonable help to anyone injured, including arranging transport for medical care. If an injured person is unconscious, appears dead, or cannot communicate, the driver must make every reasonable effort to get emergency medical services and police contacted. If no one appears seriously hurt, drivers on public roads must move drivable vehicles off the roadway to a safe spot. For an unattended vehicle, the driver must find the owner or leave a written note (a misdemeanor if not done). Knowingly leaving a crash that causes death or serious injury is a felony with 1 to 5 years in prison. Leaving a crash with other injury, or damage to an attended vehicle, is a misdemeanor with a $300 to $1,000 fine (not suspendable) and/or up to 12 months, with higher minimum fines for repeat convictions within 5 years.
Mirror source (FindLaw, marked current as of March 28, 2024). Unattended vehicle: https://codes.findlaw.com/ga/title-40-motor-vehicles-and-traffic/ga-code-sect-40-6-271/
Minimum car insuranceVehicle owners must carry liability insurance of at least $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $25,000 for property damage (25/50/25).
Read on a FindLaw mirror of the Official Code of Georgia.
Fault rule (comparative negligence)Modified comparative fault (50% bar). An injured person's damages are reduced by his or her percentage of fault, but a person who is 50% or more responsible for the injury recovers nothing. Fault is apportioned among all responsible persons, including non-parties in some cases, and each defendant generally pays only its own share.
Read on a FindLaw mirror of the Official Code of Georgia.
Deadline to sue for an injuryA lawsuit for injuries to the person must be filed within two years after the right of action accrues. Injuries to reputation have one year, and loss-of-consortium claims have four years.
Read on a FindLaw mirror of the Official Code of Georgia (page marked current as of March 28, 2024).
Deadline to sue for property damageA lawsuit to recover personal property, or for damages for its conversion or destruction, must be filed within four years after the right of action accrues.
Read on a FindLaw mirror of the Official Code of Georgia.

More Georgia personal injury & wrongful death

FAQ

When do you have to report a car accident to the police in Georgia?
A driver in a crash causing injury, death, or apparent property damage of $500 or more must immediately notify police by the quickest means available: the local police department if inside a city, otherwise the county sheriff or the nearest Georgia State Patrol office. A driver in a crash with no personal injury and no second party or second party's property involved has no duty to stop or immediately report it.
What are your duties after a car accident in Georgia?
A driver in a crash causing injury, death, or damage to an attended vehicle must stop at or return to the scene and stay until giving name, address and registration number, showing a license on request, and giving reasonable help to anyone injured, including arranging transport for medical care. If an injured person is unconscious, appears dead, or cannot communicate, the driver must make every reasonable effort to get emergency medical services and police contacted. If no one appears seriously hurt, drivers on public roads must move drivable vehicles off the roadway to a safe spot. For an unattended vehicle, the driver must find the owner or leave a written note (a misdemeanor if not done). Knowingly leaving a crash that causes death or serious injury is a felony with 1 to 5 years in prison. Leaving a crash with other injury, or damage to an attended vehicle, is a misdemeanor with a $300 to $1,000 fine (not suspendable) and/or up to 12 months, with higher minimum fines for repeat convictions within 5 years.
What is the minimum car insurance required in Georgia?
Vehicle owners must carry liability insurance of at least $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $25,000 for property damage (25/50/25).
Can you recover damages if you were partly at fault in Georgia?
Modified comparative fault (50% bar). An injured person's damages are reduced by his or her percentage of fault, but a person who is 50% or more responsible for the injury recovers nothing. Fault is apportioned among all responsible persons, including non-parties in some cases, and each defendant generally pays only its own share.
What is the statute of limitations for personal injury in Georgia?
A lawsuit for injuries to the person must be filed within two years after the right of action accrues. Injuries to reputation have one year, and loss-of-consortium claims have four years.
How long do you have to sue for property damage in Georgia?
A lawsuit to recover personal property, or for damages for its conversion or destruction, must be filed within four years after the right of action accrues.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.