All Laws Decoded

Bicycle Accident Claims in Missouri

Bicycle rules in Missouri (passing distance, helmets, riding rules), how fault is shared after a bike crash, and the deadline to sue.

Short answer: A bicyclist on a street or highway has the rights and duties of a vehicle driver, except for special bicycle rules. A cyclist slower than traffic may ride on the shoulder and must ride in the same direction as traffic. Mo. Rev. Stat. §§307.188, 307.191, 304.678

Bicycle lawsA bicyclist on a street or highway has the rights and duties of a vehicle driver, except for special bicycle rules. A cyclist slower than traffic may ride on the shoulder and must ride in the same direction as traffic. A driver overtaking a bicycle must leave a safe distance and keep clearance until safely past; a violation is an infraction, or a class C misdemeanor if a crash results. The statute sets no specific number of feet, and the sections read do not set a helmet requirement.
§307.191: https://revisor.mo.gov/main/OneSection.aspx?section=307.191 ; §304.678: https://revisor.mo.gov/main/OneSection.aspx?section=304.678
Fault rule (comparative negligence)Pure comparative fault. In product liability claims, the statute expressly applies pure comparative fault: the plaintiff's fault reduces the award proportionately but does not bar recovery. Missouri applies the same pure comparative fault approach to negligence cases generally through court decisions. In dog-bite cases, damages are reduced by the injured person's percentage of fault.
Minimum car insuranceOwners must maintain financial responsibility; a motor vehicle liability policy must cover at least $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage.
Requirement to maintain coverage: https://revisor.mo.gov/main/OneSection.aspx?section=303.025
Deadline to sue for an injuryFive years. Actions for "any other injury to the person or rights of another, not arising on contract" and not otherwise listed must be filed within five years.
Some injury claims have shorter periods under other sections (for example, medical malpractice, two years; wrongful death, three years).

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FAQ

What are the bicycle laws in Missouri?
A bicyclist on a street or highway has the rights and duties of a vehicle driver, except for special bicycle rules. A cyclist slower than traffic may ride on the shoulder and must ride in the same direction as traffic. A driver overtaking a bicycle must leave a safe distance and keep clearance until safely past; a violation is an infraction, or a class C misdemeanor if a crash results. The statute sets no specific number of feet, and the sections read do not set a helmet requirement.
Can you recover damages if you were partly at fault in Missouri?
Pure comparative fault. In product liability claims, the statute expressly applies pure comparative fault: the plaintiff's fault reduces the award proportionately but does not bar recovery. Missouri applies the same pure comparative fault approach to negligence cases generally through court decisions. In dog-bite cases, damages are reduced by the injured person's percentage of fault.
What is the minimum car insurance required in Missouri?
Owners must maintain financial responsibility; a motor vehicle liability policy must cover at least $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage.
What is the statute of limitations for personal injury in Missouri?
Five years. Actions for "any other injury to the person or rights of another, not arising on contract" and not otherwise listed must be filed within five years.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.