Uber and Lyft Accident Claims in Montana
The insurance Montana requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: While a rideshare (transportation network carrier) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required, plus uninsured… Mont. Code Ann. § 69-12-343
| Uber and Lyft insurance | While a rideshare (transportation network carrier) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required, plus uninsured motorist coverage when required by § 33-23-201. While the driver is engaged in a prearranged ride, primary coverage of at least $1,000,000 for death, bodily injury and property damage is required, plus uninsured motorist coverage when required. Coverage may come from the driver, the company or both, and the company's policy must cover from the first dollar if the driver's lapses. Source: Mont. Code Ann. § 69-12-343 |
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| Minimum car insurance | Owners must continuously carry liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage. Mandatory coverage: https://leg.mt.gov/bills/mca/title_0610/chapter_0060/part_0030/section_0010/0610-0060-0030-0010.html |
| Fault rule (comparative negligence) | Modified comparative negligence (51% bar). The injured person's negligence does not bar recovery if it was not greater than the negligence of the defendant or the combined negligence of all defendants, but damages are reduced in proportion to the injured person's percentage of negligence. Source: Mont. Code Ann. § 27-1-702 |
| Deadline to sue for an injury | Three years for tort actions in general, including personal injury based on negligence (an action on a liability not founded on a written instrument). Two years for libel, slander, assault, battery, false imprisonment or seduction. |
More Montana personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Montana
- Wrongful Death Lawsuits in Montana
- Medical Malpractice Rules in Montana
- Car Accident Claims in Montana
- Dog Bite Liability in Montana
- Slip, Trip and Fall Injuries in Montana
- Sidewalk and Public Property Falls in Montana
- Motorcycle Accident Claims in Montana
- Pedestrian Accident Claims in Montana
- Bicycle Accident Claims in Montana
- Truck Accident Claims in Montana
- Construction Site Injuries in Montana
- All Montana personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Montana?
While a rideshare (transportation network carrier) driver is logged on and available but has not accepted a ride, primary liability coverage of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage is required, plus uninsured motorist coverage when required by § 33-23-201. While the driver is engaged in a prearranged ride, primary coverage of at least $1,000,000 for death, bodily injury and property damage is required, plus uninsured motorist coverage when required. Coverage may come from the driver, the company or both, and the company's policy must cover from the first dollar if the driver's lapses.
What is the minimum car insurance required in Montana?
Owners must continuously carry liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage.
Can you recover damages if you were partly at fault in Montana?
Modified comparative negligence (51% bar). The injured person's negligence does not bar recovery if it was not greater than the negligence of the defendant or the combined negligence of all defendants, but damages are reduced in proportion to the injured person's percentage of negligence.
What is the statute of limitations for personal injury in Montana?
Three years for tort actions in general, including personal injury based on negligence (an action on a liability not founded on a written instrument). Two years for libel, slander, assault, battery, false imprisonment or seduction.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.