Uber and Lyft Accident Claims in South Carolina
The insurance South Carolina requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: A TNC driver, or the TNC on the driver's behalf, must keep primary auto insurance. While logged on and available but not on a prearranged ride: at least $50,000 per person and $100,000 per incident for death and bodily injury and $50,000 for property damage, plus uninsured motorist… S.C. Code § 58-23-1630
| Uber and Lyft insurance | A TNC driver, or the TNC on the driver's behalf, must keep primary auto insurance. While logged on and available but not on a prearranged ride: at least $50,000 per person and $100,000 per incident for death and bodily injury and $50,000 for property damage, plus uninsured motorist coverage as required by state law. While engaged in a prearranged ride: at least $1,000,000 for death, bodily injury and property damage, plus uninsured motorist coverage as required by state law. Coverage may come from the driver, the company or both, and if the driver's insurance lapses or falls short, the company's insurance must pay from the first dollar and defend the claim. Source: S.C. Code § 58-23-1630 |
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| Minimum car insurance | Auto liability policies must provide at least $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more people in one accident, and $25,000 for property damage. Source: S.C. Code § 38-77-140 |
| Deadline to sue for an injury | Three years for assault, battery, or any injury to the person or rights of another not arising from a contract. Source: S.C. Code § 15-3-530(5) |
More South Carolina personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in South Carolina
- Wrongful Death Lawsuits in South Carolina
- Medical Malpractice Rules in South Carolina
- Car Accident Claims in South Carolina
- Dog Bite Liability in South Carolina
- Sidewalk and Public Property Falls in South Carolina
- Motorcycle Accident Claims in South Carolina
- Pedestrian Accident Claims in South Carolina
- Bicycle Accident Claims in South Carolina
- Construction Site Injuries in South Carolina
- All South Carolina personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in South Carolina?
A TNC driver, or the TNC on the driver's behalf, must keep primary auto insurance. While logged on and available but not on a prearranged ride: at least $50,000 per person and $100,000 per incident for death and bodily injury and $50,000 for property damage, plus uninsured motorist coverage as required by state law. While engaged in a prearranged ride: at least $1,000,000 for death, bodily injury and property damage, plus uninsured motorist coverage as required by state law. Coverage may come from the driver, the company or both, and if the driver's insurance lapses or falls short, the company's insurance must pay from the first dollar and defend the claim.
What is the minimum car insurance required in South Carolina?
Auto liability policies must provide at least $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more people in one accident, and $25,000 for property damage.
What is the statute of limitations for personal injury in South Carolina?
Three years for assault, battery, or any injury to the person or rights of another not arising from a contract.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.