All Laws Decoded

Uber and Lyft Accident Claims in Wyoming

The insurance Wyoming requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.

Short answer: While a Wyoming rideshare (transportation network company) driver is available for ride requests but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus uninsured motorist… Wyo. Stat. § 31-20-107(b), (c), (f)

Uber and Lyft insuranceWhile a Wyoming rideshare (transportation network company) driver is available for ride requests but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus uninsured motorist coverage as required by state law. During a prearranged ride: primary liability of at least $1,000,000 for death, bodily injury and property damage, plus uninsured motorist coverage. If the driver's insurance lapses or falls short, the company's insurance must cover from the first dollar and defend the claim.
Read in the Wyoming Legislature's compiled title PDF on wyoleg.gov.
Minimum car insuranceOwners must keep a motor vehicle liability policy or bond. Proof of financial responsibility means at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $20,000 for property damage.
The required policy amounts are set by cross-reference to § 31-9-405(b), which was not separately read.
Fault rule (comparative negligence)Modified comparative fault (51% bar). A claimant can recover if their fault is not more than 50% of the total fault of all actors; damages are reduced by the claimant's percentage of fault. The jury is told the consequences of its fault percentages.
Deadline to sue for an injuryFour years for an injury to the rights of the plaintiff not arising on contract, which covers most negligence-based injury claims. Assault or battery (other than sexual assault), libel, slander, malicious prosecution and false imprisonment have a one-year deadline.
Applying the four-year period to negligence injury claims follows from the statute's text;

More Wyoming personal injury & wrongful death

FAQ

What insurance must Uber and Lyft drivers have in Wyoming?
While a Wyoming rideshare (transportation network company) driver is available for ride requests but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus uninsured motorist coverage as required by state law. During a prearranged ride: primary liability of at least $1,000,000 for death, bodily injury and property damage, plus uninsured motorist coverage. If the driver's insurance lapses or falls short, the company's insurance must cover from the first dollar and defend the claim.
What is the minimum car insurance required in Wyoming?
Owners must keep a motor vehicle liability policy or bond. Proof of financial responsibility means at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $20,000 for property damage.
Can you recover damages if you were partly at fault in Wyoming?
Modified comparative fault (51% bar). A claimant can recover if their fault is not more than 50% of the total fault of all actors; damages are reduced by the claimant's percentage of fault. The jury is told the consequences of its fault percentages.
What is the statute of limitations for personal injury in Wyoming?
Four years for an injury to the rights of the plaintiff not arising on contract, which covers most negligence-based injury claims. Assault or battery (other than sexual assault), libel, slander, malicious prosecution and false imprisonment have a one-year deadline.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.