SR-22 Insurance in Kentucky
When Kentucky requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: An owner who fails to maintain insurance has the vehicle registration revoked. The vehicle owner and driver are also subject to a fine of $500 to $1,000, up to 90 days in jail, or both. Kentucky Transportation Cabinet (DRIVE), Mandatory Insurance
| Driving without insurance | An owner who fails to maintain insurance has the vehicle registration revoked. The vehicle owner and driver are also subject to a fine of $500 to $1,000, up to 90 days in jail, or both. A revoked registration carries a $40 reinstatement fee payable to the county clerk (KRS 186.040(8), as amended in 2024). |
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More Kentucky car insurance & vehicle laws
- Minimum Car Insurance in Kentucky
- Driving Without Insurance in Kentucky
- When a Car Is a Total Loss in Kentucky
- Transferring a Car Title in Kentucky
- All Kentucky car insurance & vehicle laws rules
FAQ
What is the penalty for driving without insurance in Kentucky?
An owner who fails to maintain insurance has the vehicle registration revoked. The vehicle owner and driver are also subject to a fine of $500 to $1,000, up to 90 days in jail, or both. A revoked registration carries a $40 reinstatement fee payable to the county clerk (KRS 186.040(8), as amended in 2024).
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.