SR-22 Insurance in Vermont
When Vermont requires an SR-22 (or similar) certificate of insurance, how long you must keep it, and what happens if it lapses.
Short answer: The Commissioner requires proof of financial responsibility (at least 25/50/10) from people convicted of certain offenses, such as DUI, fatal careless or reckless driving, leaving the scene of a crash, or driving with a suspended license. 23 V.S.A. §§ 801, 809
| SR-22 filing | The Commissioner requires proof of financial responsibility (at least 25/50/10) from people convicted of certain offenses, such as DUI, fatal careless or reckless driving, leaving the scene of a crash, or driving with a suspended license. The obligation generally ends one year after the crash, conviction or judgment (or one year after the reinstatement eligibility date if the license was suspended), but lasts three years for fatal careless or reckless driving or a second or later DUI. Section 801: https://legislature.vermont.gov/statutes/section/23/011/00801 Source: 23 V.S.A. §§ 801, 809 |
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| Driving without insurance | Driving without required insurance is a traffic violation with a civil penalty of up to $500. Failing to have proof of insurance while driving carries a civil penalty of up to $100. Source: 23 V.S.A. § 800(b), (d) |
More Vermont car insurance & vehicle laws
- Minimum Car Insurance in Vermont
- Driving Without Insurance in Vermont
- When a Car Is a Total Loss in Vermont
- Transferring a Car Title in Vermont
- All Vermont car insurance & vehicle laws rules
FAQ
When do you need an SR-22 in Vermont, and for how long?
The Commissioner requires proof of financial responsibility (at least 25/50/10) from people convicted of certain offenses, such as DUI, fatal careless or reckless driving, leaving the scene of a crash, or driving with a suspended license. The obligation generally ends one year after the crash, conviction or judgment (or one year after the reinstatement eligibility date if the license was suspended), but lasts three years for fatal careless or reckless driving or a second or later DUI.
What is the penalty for driving without insurance in Vermont?
Driving without required insurance is a traffic violation with a civil penalty of up to $500. Failing to have proof of insurance while driving carries a civil penalty of up to $100.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.