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When a Car Is a Total Loss in Vermont

How Vermont decides a car is a total loss, salvage title rules, and how to complain about a claim.

Short answer: An insurance company that declares a motor vehicle a total loss, or anyone who acquires a vehicle as salvage or scraps it, must apply to the Commissioner of Motor Vehicles for a salvage certificate of title within 15 days. 23 V.S.A. § 2091

Total loss rulesAn insurance company that declares a motor vehicle a total loss, or anyone who acquires a vehicle as salvage or scraps it, must apply to the Commissioner of Motor Vehicles for a salvage certificate of title within 15 days.

More Vermont car insurance & vehicle laws

FAQ

When is a car a total loss in Vermont?
An insurance company that declares a motor vehicle a total loss, or anyone who acquires a vehicle as salvage or scraps it, must apply to the Commissioner of Motor Vehicles for a salvage certificate of title within 15 days.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.