Contractors and Repair Shops in Kentucky

For contracts for goods or services on a home or other real estate that are expected to be paid from a property insurance claim, the contractor must give the owner a written notice of the right to cancel and a cancellation form, may not require advance payment until the cancellation period ends, and must return any payments within 10 days after cancellation. The owner may cancel before midnight of the fifth business day after receiving written notice from the insurer that all or part of the claim is not covered. These contractors may not act as public adjusters, offer to pay or rebate the insurance deductible, or give the insured gifts or other compensation worth more than $100. After a declared emergency that damages property, the Attorney General may order roofing, siding, water damage, and tree or debris removal contractors working in the area to register with the Attorney General, and such contractors may not solicit in person in the area for 90 days after the declaration without the property owner's prior approval.