Medical Debt Protections in Nevada
State protections for medical debt in Nevada, including credit reporting and collection limits.
Short answer: Yes. A collection agency must mail the patient a written notice at least 60 days before taking any action to collect medical debt. NRS 649.366; NRS 649.368; NRS 649.369
| Medical debt protections | Yes. A collection agency must mail the patient a written notice at least 60 days before taking any action to collect medical debt. It may not sue on medical debt below the justice court jurisdictional limit (except in small claims), may not take a confession of judgment, and may not charge a collection or attorney fee above 5% of the debt. These protections cannot be waived. Added in 2021 (amended 2023). |
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Where to get help in Nevada
- Nevada Financial Institutions Division (licenses and regulates collection agencies)
- File a complaint or claim
More Nevada debt & collections
- Statute of Limitations on Debt in Nevada
- Wage Garnishment in Nevada
- How to Respond to a Debt Collection Lawsuit in Nevada
- What Creditors Can't Take in Nevada
- All Nevada debt & collections rules
FAQ
What protections apply to medical debt in Nevada?
Yes. A collection agency must mail the patient a written notice at least 60 days before taking any action to collect medical debt. It may not sue on medical debt below the justice court jurisdictional limit (except in small claims), may not take a confession of judgment, and may not charge a collection or attorney fee above 5% of the debt. These protections cannot be waived.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.