Wage Garnishment in Nevada
How much of your paycheck can be garnished in Nevada and how to claim an exemption.
Short answer: Stricter than federal law. Exempt each week is the greater of: 82% of disposable earnings if gross weekly pay was $770 or less when the most recent writ was issued (75% if gross weekly pay was more than $770), or 50 times the federal minimum hourly wage. NRS 21.090(1)(g)
| Wage garnishment limit | Stricter than federal law. Exempt each week is the greater of: 82% of disposable earnings if gross weekly pay was $770 or less when the most recent writ was issued (75% if gross weekly pay was more than $770), or 50 times the federal minimum hourly wage. So no more than 18% (or 25% for higher earners) can be garnished. The limits do not apply to support orders, bankruptcy court orders, or tax debts. Exempt earnings remain exempt when held in a bank account (definition of 'earnings' in NRS 21.090(1)(g)). Source: NRS 21.090(1)(g) |
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| Claiming an exemption | File a claim of exemption (form from the court clerk) within 10 days after the notice of execution or garnishment is served; for wage garnishments, within 10 days after each withholding. Serve it on the creditor, sheriff and any garnishee. If the creditor does not file an objection and request a hearing within 8 judicial days, the property must be released within 9 judicial days. If no claim reaches the sheriff or garnishee within 25 calendar days after the levy, the property is released to the creditor. Source: NRS 21.112 |
Where to get help in Nevada
- Nevada Financial Institutions Division (licenses and regulates collection agencies)
- File a complaint or claim
More Nevada debt & collections
- Statute of Limitations on Debt in Nevada
- How to Respond to a Debt Collection Lawsuit in Nevada
- What Creditors Can't Take in Nevada
- Medical Debt Protections in Nevada
- All Nevada debt & collections rules
FAQ
How much of my wages can be garnished in Nevada?
Stricter than federal law. Exempt each week is the greater of: 82% of disposable earnings if gross weekly pay was $770 or less when the most recent writ was issued (75% if gross weekly pay was more than $770), or 50 times the federal minimum hourly wage. So no more than 18% (or 25% for higher earners) can be garnished. The limits do not apply to support orders, bankruptcy court orders, or tax debts.
How do I stop a garnishment or claim an exemption in Nevada?
File a claim of exemption (form from the court clerk) within 10 days after the notice of execution or garnishment is served; for wage garnishments, within 10 days after each withholding. Serve it on the creditor, sheriff and any garnishee. If the creditor does not file an objection and request a hearing within 8 judicial days, the property must be released within 9 judicial days. If no claim reaches the sheriff or garnishee within 25 calendar days after the levy, the property is released to the creditor.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.