Statute of Limitations on Debt in New Hampshire
How long a creditor or collector has to sue you over a debt in New Hampshire, and whether a payment restarts the clock.
Short answer: 3 years for personal actions, including suits on written or oral contracts. Contracts under seal have 20 years. RSA 508:4, I; RSA 508:5
| Time limit to sue on a written contract | 3 years for personal actions, including suits on written or oral contracts. Contracts under seal have 20 years. RSA 508:5: https://gc.nh.gov/rsa/html/LII/508/508-5.htm Source: RSA 508:4, I; RSA 508:5 |
|---|---|
| Time limit for credit cards and open accounts | 3 years, the same general period for personal actions. Source: RSA 508:4, I |
More New Hampshire debt & collections
- Wage Garnishment in New Hampshire
- How to Respond to a Debt Collection Lawsuit in New Hampshire
- What Creditors Can't Take in New Hampshire
- All New Hampshire debt & collections rules
FAQ
What is the statute of limitations on debt in New Hampshire?
3 years for personal actions, including suits on written or oral contracts. Contracts under seal have 20 years.
How long can a creditor sue on a credit card debt in New Hampshire?
3 years, the same general period for personal actions.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.