What Creditors Can't Take in Wyoming
Money, home and vehicle exemptions that protect your property from creditors in Wyoming.
Short answer: $100,000 in value for a homestead occupied by the owner or the owner's family (a house and land, or a mobile home). When two or more people jointly own and live in the home, each is entitled to the exemption. Wyo. Stat. 1-20-101, 1-20-102, 1-20-104
| Homestead exemption | $100,000 in value for a homestead occupied by the owner or the owner's family (a house and land, or a mobile home). When two or more people jointly own and live in the home, each is entitled to the exemption. |
|---|---|
| Vehicle exemption | Up to $5,000 of value in a motor vehicle. Amount as shown in the Legislature's compiled Title 1 PDF read on 2026-10-25. Source: Wyo. Stat. 1-20-106(a)(iv) |
| Bankruptcy exemptions | Wyoming has opted out of the federal bankruptcy exemptions for debtors domiciled in Wyoming for the 180 days before filing; those debtors use Wyoming exemptions. Source: Wyo. Stat. 1-20-109 |
Where to get help in Wyoming
More Wyoming debt & collections
- Statute of Limitations on Debt in Wyoming
- Wage Garnishment in Wyoming
- How to Respond to a Debt Collection Lawsuit in Wyoming
- All Wyoming debt & collections rules
FAQ
What is the homestead exemption in Wyoming?
$100,000 in value for a homestead occupied by the owner or the owner's family (a house and land, or a mobile home). When two or more people jointly own and live in the home, each is entitled to the exemption.
Can a creditor take my car in Wyoming?
Up to $5,000 of value in a motor vehicle.
Which bankruptcy exemptions can I use in Wyoming?
Wyoming has opted out of the federal bankruptcy exemptions for debtors domiciled in Wyoming for the 180 days before filing; those debtors use Wyoming exemptions.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.