Statute of Limitations on Debt in Wyoming
How long a creditor or collector has to sue you over a debt in Wyoming, and whether a payment restarts the clock.
Short answer: 10 years for an action on a specialty or any contract, agreement or promise in writing. Wyo. Stat. 1-3-105(a)(i)
| Time limit to sue on a written contract | 10 years for an action on a specialty or any contract, agreement or promise in writing. Text read in the Legislature's compiled Title 1 PDF. Source: Wyo. Stat. 1-3-105(a)(i) |
|---|---|
| Time limit for credit cards and open accounts | 8 years for a contract not in writing, express or implied (including oral agreements). Source: Wyo. Stat. 1-3-105(a)(ii) |
| Can a payment restart the clock? | Yes. When a payment is made on a contract debt, or the debtor signs a written acknowledgment or promise to pay, the time to sue runs again from the date of that payment, acknowledgment or promise. Source: Wyo. Stat. 1-3-119 |
Where to get help in Wyoming
More Wyoming debt & collections
- Wage Garnishment in Wyoming
- How to Respond to a Debt Collection Lawsuit in Wyoming
- What Creditors Can't Take in Wyoming
- All Wyoming debt & collections rules
FAQ
What is the statute of limitations on debt in Wyoming?
10 years for an action on a specialty or any contract, agreement or promise in writing.
How long can a creditor sue on a credit card debt in Wyoming?
8 years for a contract not in writing, express or implied (including oral agreements).
Does making a payment restart the statute of limitations in Wyoming?
Yes. When a payment is made on a contract debt, or the debtor signs a written acknowledgment or promise to pay, the time to sue runs again from the date of that payment, acknowledgment or promise.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.