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How to Avoid Probate in North Dakota

The legal ways to pass property outside probate in North Dakota: transfer-on-death deeds, payable-on-death accounts, trusts, joint ownership and small estates.

Short answer: Non-probate transfers available in North Dakota: (1) Transfer on death deed for real estate, recorded before death (N.D. Cent. Code ch. 30.1-32.1). N.D. Cent. Code §§ 30.1-31-01, 30.1-31-16, 30.1-31-29; ch. 30.1-32.1; § 30.1-23-01

Ways to avoid probateNon-probate transfers available in North Dakota: (1) Transfer on death deed for real estate, recorded before death (N.D. Cent. Code ch. 30.1-32.1). (2) Payable-on-death (P.O.D.) bank accounts and multiple-party accounts, paid to the surviving party or beneficiary on proof of death (§§ 30.1-31-04, 30.1-31-16). (3) Transfer-on-death registration of securities and brokerage accounts (§§ 30.1-31-21 to 30.1-31-30). (4) Beneficiary designations in insurance, retirement plans, trusts and similar written instruments, which are nontestamentary (§ 30.1-31-01). (5) Vehicles titled to joint tenants with right of survivorship pass to the survivor on a death certificate (NDDOT). (6) Small estate affidavit for personal property when the estate is $100,000 or less, 30 days after death (§ 30.1-23-01). (7) Revocable living trust (Uniform Trust Code).
TOD deed statute: https://ndlegis.gov/cencode/t30-1c32-1.pdf; small estate affidavit: https://ndlegis.gov/cencode/t30-1c23.pdf
Small estate affidavitThirty days after death, a successor may collect the decedent's personal property (money owed, tangible personal property, stock and similar instruments) by presenting an affidavit stating that the entire estate, wherever located, less liens and encumbrances, does not exceed $100,000; that 30 days have passed since death; that no application or petition for a personal representative is pending or has been granted in any jurisdiction; and that the successor is entitled to the property. Transfer agents must re-register securities on the affidavit. The procedure covers personal property only; real estate cannot be transferred this way. The affidavit is presented to whoever holds the property and is not filed with the court.
The limit rose from $50,000 to $100,000 under 2025 House Bill 1224 (signed March 2025, no emergency clause; effective August 1, 2025). The court's self-help instructions describe the limit as a net value of less than $100,000.00.
Transfer-on-death deedYes. Under the Uniform Real Property Transfer on Death Act, an individual with the capacity to make a will may transfer real property to beneficiaries effective at death. The deed must have the elements and formalities of a recordable deed, state that the transfer occurs at the owner's death, use the phrase "transfer on death deed" or "TOD" in its title, and be recorded before the owner's death with the county recorder where the property is located. It is revocable, and notice, delivery, acceptance or consideration is not required. An auditor's certificate of transfer and a statement of full consideration are not required to record it.

More North Dakota estate law

FAQ

How can you avoid probate in North Dakota?
Non-probate transfers available in North Dakota: (1) Transfer on death deed for real estate, recorded before death (N.D. Cent. Code ch. 30.1-32.1). (2) Payable-on-death (P.O.D.) bank accounts and multiple-party accounts, paid to the surviving party or beneficiary on proof of death (§§ 30.1-31-04, 30.1-31-16). (3) Transfer-on-death registration of securities and brokerage accounts (§§ 30.1-31-21 to 30.1-31-30). (4) Beneficiary designations in insurance, retirement plans, trusts and similar written instruments, which are nontestamentary (§ 30.1-31-01). (5) Vehicles titled to joint tenants with right of survivorship pass to the survivor on a death certificate (NDDOT). (6) Small estate affidavit for personal property when the estate is $100,000 or less, 30 days after death (§ 30.1-23-01). (7) Revocable living trust (Uniform Trust Code).
What is the small estate limit in North Dakota?
Thirty days after death, a successor may collect the decedent's personal property (money owed, tangible personal property, stock and similar instruments) by presenting an affidavit stating that the entire estate, wherever located, less liens and encumbrances, does not exceed $100,000; that 30 days have passed since death; that no application or petition for a personal representative is pending or has been granted in any jurisdiction; and that the successor is entitled to the property. Transfer agents must re-register securities on the affidavit. The procedure covers personal property only; real estate cannot be transferred this way. The affidavit is presented to whoever holds the property and is not filed with the court.
Does North Dakota allow transfer-on-death deeds?
Yes. Under the Uniform Real Property Transfer on Death Act, an individual with the capacity to make a will may transfer real property to beneficiaries effective at death. The deed must have the elements and formalities of a recordable deed, state that the transfer occurs at the owner's death, use the phrase "transfer on death deed" or "TOD" in its title, and be recorded before the owner's death with the county recorder where the property is located. It is revocable, and notice, delivery, acceptance or consideration is not required. An auditor's certificate of transfer and a statement of full consideration are not required to record it.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.