How to Avoid Probate in Texas
The legal ways to pass property outside probate in Texas: transfer-on-death deeds, payable-on-death accounts, trusts, joint ownership and small estates.
Short answer: Non-probate transfers available in Texas: (1) Transfer on death deed for real estate, recorded before death (Tex. Estates Code §§ 114.051-114.057). (2) Joint accounts with right of survivorship, P.O.D. Tex. Estates Code §§ 113.151-113.153, 114.051-114.057, ch. 115, ch. 205; Tex. Transp. Code § 501.0315
| Ways to avoid probate | Non-probate transfers available in Texas: (1) Transfer on death deed for real estate, recorded before death (Tex. Estates Code §§ 114.051-114.057). (2) Joint accounts with right of survivorship, P.O.D. accounts and trust accounts at financial institutions (Tex. Estates Code §§ 113.151-113.153). (3) Beneficiary designation for a motor vehicle on the title, naming a sole beneficiary (Tex. Transp. Code § 501.0315; Tex. Estates Code ch. 115). (4) Small estate affidavit for intestate estates of $75,000 or less, excluding homestead and exempt property (Tex. Estates Code ch. 205). (5) Probate of a will as a muniment of title or other simplified options where available. (6) Revocable living trust (Texas Trust Code). TOD deed: https://tcss.legis.texas.gov/resources/ES/htm/ES.114.htm; vehicle beneficiary: https://tcss.legis.texas.gov/resources/ES/htm/ES.115.htm |
|---|---|
| Small estate affidavit | Available only when the decedent died without a will. At least 30 days must have passed since death, no petition for a personal representative may be pending or granted, and estate assets (excluding homestead and exempt property) must not exceed $75,000 and must exceed known debts. The affidavit is sworn to by two disinterested witnesses and each distributee with legal capacity, lists all known assets and debts and the family history, is filed with the court clerk, and must be approved by the judge. It does not transfer real estate, except that a homestead that is the only real property may pass if the approved affidavit is recorded in the county deed records. The $75,000 limit has applied since January 1, 2014; it was not changed in the 2025 legislative sessions. |
| Transfer-on-death deed | Yes. An individual may transfer real property at death by a transfer on death deed. The owner needs the same capacity as to make a contract, and the deed cannot be made through a power of attorney. It must contain the elements and formalities of a recordable deed, state that the transfer occurs at the owner's death, and be recorded in the deed records of the county clerk where the property is located before the owner dies. It is revocable, and no notice to or acceptance by the beneficiary, or consideration, is required. |
More Texas estate law
- Medical Power of Attorney in Texas
- Small Estate Affidavit in Texas
- Power of Attorney in Texas
- Quitclaim Deeds and Transferring Property in Texas
- Who Inherits If You Die Without a Will in Texas
- How to Make a Valid Will in Texas
- How Probate Works in Texas
- Living Wills and Advance Directives in Texas
- Revocable Living Trusts in Texas
- Executor Duties in Texas
- Letters Testamentary in Texas
- Affidavit of Heirship in Texas
- Transferring a Car After Someone Dies in Texas
- All Texas wills, probate and estate rules
FAQ
How can you avoid probate in Texas?
Non-probate transfers available in Texas: (1) Transfer on death deed for real estate, recorded before death (Tex. Estates Code §§ 114.051-114.057). (2) Joint accounts with right of survivorship, P.O.D. accounts and trust accounts at financial institutions (Tex. Estates Code §§ 113.151-113.153). (3) Beneficiary designation for a motor vehicle on the title, naming a sole beneficiary (Tex. Transp. Code § 501.0315; Tex. Estates Code ch. 115). (4) Small estate affidavit for intestate estates of $75,000 or less, excluding homestead and exempt property (Tex. Estates Code ch. 205). (5) Probate of a will as a muniment of title or other simplified options where available. (6) Revocable living trust (Texas Trust Code).
What is the small estate limit in Texas?
Available only when the decedent died without a will. At least 30 days must have passed since death, no petition for a personal representative may be pending or granted, and estate assets (excluding homestead and exempt property) must not exceed $75,000 and must exceed known debts. The affidavit is sworn to by two disinterested witnesses and each distributee with legal capacity, lists all known assets and debts and the family history, is filed with the court clerk, and must be approved by the judge. It does not transfer real estate, except that a homestead that is the only real property may pass if the approved affidavit is recorded in the county deed records.
Does Texas allow transfer-on-death deeds?
Yes. An individual may transfer real property at death by a transfer on death deed. The owner needs the same capacity as to make a contract, and the deed cannot be made through a power of attorney. It must contain the elements and formalities of a recordable deed, state that the transfer occurs at the owner's death, and be recorded in the deed records of the county clerk where the property is located before the owner dies. It is revocable, and no notice to or acceptance by the beneficiary, or consideration, is required.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.