Getting Your Home Back After a Tax Sale in Connecticut
How long you have to redeem a home after a property tax sale or tax lien sale in Connecticut, and how to do it.
Short answer: After a tax collector sells real property for unpaid taxes, the deed stays unrecorded during the redemption period. Conn. Gen. Stat. §§ 12-157, 12-189
| Property tax sales | After a tax collector sells real property for unpaid taxes, the deed stays unrecorded during the redemption period. The taxpayer, mortgage holder or other lienholder may redeem within six months after the sale (or within 60 days if the property was abandoned or meets other conditions set by local ordinance) by paying the collector the taxes, interest and charges due at the time of sale plus interest at 18% a year on the purchase price, and other unpaid municipal charges. If not redeemed, the deed is recorded and takes full effect. Municipalities may also foreclose tax liens in court, where the property may be redeemed before the redemption period set in that proceeding ends. |
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More Connecticut foreclosure & homeowner law
- How Foreclosure Works in Connecticut
- Redemption and Deficiency Judgments in Connecticut
- HOA Liens and Foreclosure in Connecticut
- All Connecticut foreclosure & homeowner law rules
FAQ
How do you get your home back after a tax sale in Connecticut?
After a tax collector sells real property for unpaid taxes, the deed stays unrecorded during the redemption period. The taxpayer, mortgage holder or other lienholder may redeem within six months after the sale (or within 60 days if the property was abandoned or meets other conditions set by local ordinance) by paying the collector the taxes, interest and charges due at the time of sale plus interest at 18% a year on the purchase price, and other unpaid municipal charges. If not redeemed, the deed is recorded and takes full effect. Municipalities may also foreclose tax liens in court, where the property may be redeemed before the redemption period set in that proceeding ends.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.