HOA Liens and Foreclosure in Connecticut
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Connecticut, and the limits.
Short answer: Yes. A common interest community association's lien for assessments may be foreclosed like a mortgage. Conn. Gen. Stat. § 47-258
| HOA liens and foreclosure | Yes. A common interest community association's lien for assessments may be foreclosed like a mortgage. Before suing, the owner must owe at least two months of common expense assessments, the association must have made a written demand for payment (with a copy to first and second mortgage holders), and the board must have voted to foreclose or adopted a policy providing for it. The association must also mail mortgage holders a written notice at least 60 days before filing. Part of the lien (generally up to nine months of regular assessments) has priority over first and second mortgages. Source: Conn. Gen. Stat. § 47-258 |
|---|
More Connecticut foreclosure & homeowner law
- How Foreclosure Works in Connecticut
- Redemption and Deficiency Judgments in Connecticut
- Getting Your Home Back After a Tax Sale in Connecticut
- All Connecticut foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Connecticut?
Yes. A common interest community association's lien for assessments may be foreclosed like a mortgage. Before suing, the owner must owe at least two months of common expense assessments, the association must have made a written demand for payment (with a copy to first and second mortgage holders), and the board must have voted to foreclose or adopted a policy providing for it. The association must also mail mortgage holders a written notice at least 60 days before filing. Part of the lien (generally up to nine months of regular assessments) has priority over first and second mortgages.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.