Redemption and Deficiency Judgments in District of Columbia
Whether you can buy back your home after a foreclosure sale in District of Columbia, and whether the lender can sue for what's still owed.
Short answer: Yes, in a court foreclosure. If the court orders the property sold and the net proceeds do not cover the mortgage debt, the court may enter a judgment against the borrower or another party liable for the debt for the remaining balance. D.C. Code § 42-816
| Deficiency judgments | Yes, in a court foreclosure. If the court orders the property sold and the net proceeds do not cover the mortgage debt, the court may enter a judgment against the borrower or another party liable for the debt for the remaining balance. Re-verified 2026-10-27. Source: D.C. Code § 42-816 |
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More District of Columbia foreclosure & homeowner law
- How Foreclosure Works in District of Columbia
- HOA Liens and Foreclosure in District of Columbia
- Getting Your Home Back After a Tax Sale in District of Columbia
- All District of Columbia foreclosure & homeowner law rules
FAQ
Can the lender come after you for the rest of the loan after foreclosure in District of Columbia?
Yes, in a court foreclosure. If the court orders the property sold and the net proceeds do not cover the mortgage debt, the court may enter a judgment against the borrower or another party liable for the debt for the remaining balance.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.